Master your moneywith absolute clarity.
A beautiful, privacy-first personal finance workspace. Scan receipts with AI, automate rules, track subscriptions and bills, and monitor your global net worth with absolute clarity.
Engineered for absolute clarity.
From Gemini-powered OCR and automated recurring radars to group debt simplification and net worth reconstruction.
The Dime Workflow.
Dime simplifies financial management into a clean, automated operational cycle.
Capture & Ingest
Intake transactions effortlessly via Gemini AI receipt OCR, bank CSV imports, multi-currency accounts, or instant ⌘K quick logs.
Automate & Settle
Execute custom IF/THEN automation rules, track subscription and bill renewals, split expenses, and simplify group debts.
Forecast & Grow
Visualize cash flow calendars, dynamic net worth trajectories, financial health benchmarks, and consult your AI Financial Coach.
Ledger clarity over spreadsheet chaos.
Traditional budget apps keep you locked in manual logs and messy sheets. Dime shifts the focus to structural clarity: isolated workspaces, automation rule overrides, and contact-linked debt books designed for your mental model.
AI Financial Coach
Context-aware advisory analyzing runway, spending habits, and smart cuts.
Investment Portfolio
Track stocks, crypto, and real estate with live cost basis and returns.
Group Debt Simplification
Splitwise-style debt simplification across shared spaces and group trips.
Cash Flow Calendar
Day-by-day forward balance forecasting with bill due dates and paydays.
Financial Health Score
0–100 composite benchmark measuring liquidity, debt, and savings velocity.
Subscription & Bill Radar
Automated renewal detection, trial tracking, and price surge alerts.
Instant multi-currency exchange rates.
Every wallet in Dime can hold balances in a unique currency. Dime handles rate fetches automatically, converts report charts to your default preference in real time, and logs exact rates at the moment of creation.
Estimated Result
0.00
1 USD =
1.0000 EUR
Invite-only access. Full self-host capability.
Dime is designed for absolute privacy. New registrations are held in a secure pending queue awaiting administrator approval. With a native MongoDB driver and passkey logins, your account and transactions are guarded under strict authorization guidelines.
Frequently Asked.
Dime is a self-owned personal finance workspace designed for absolute privacy. It runs locally and stores data inside your dedicated MongoDB database, allowing you to track multi-currency wallets, set budgets, scan receipts, and collaborate safely.
Absolutely. Dime is security-first. We use biometric WebAuthn Passkeys for passwordless authentication, support Time-Based OTP (TOTP), and store your data in your private MongoDB database. Your financial details are yours alone.
Simply drag and drop any receipt or invoice image. Dime utilizes Google Gemini OCR models to automatically extract the vendor name, transaction date, category, and total amount, completely saving you manual entry.
Yes. Dime supports Couples & Shared Budgeting (Spaces), allowing you to invite partners or household members via email to join a shared organization workspace. You can switch between your personal space and shared workspaces seamlessly in real-time.
Dime features a powerful Automation Rules Engine that lets you write custom triggers (e.g. merchant matching, wallets, amounts) to automatically categorize, tag, or process transactions. You can also split any single transaction into multiple segments with distinct categories and tags for precise budgeting.
Dime aggregates your balances across all accounts and assets, including cash, bank accounts, real estate, and personal loans (Loans & Lending tracker). It automatically records monthly valuation logs and displays your total net worth over time with a fully interactive historical trend chart.
Dime separates recurring subscriptions (like Netflix, Spotify, or SaaS) from periodic bills (utilities, rent, or insurance). It tracks upcoming renewal dates, warns you before free trials end, highlights unexpected price increases, and projects their impact on your monthly cash flow.
Group Debt Simplification automatically calculates the minimum number of direct payments needed to settle shared group expenses and trips (Splitwise-style). Meanwhile, the AI Financial Coach acts as an on-demand advisor, analyzing your spending velocity, recurring burn, and runway to answer questions and offer actionable optimizations.
Dime updates and caches exchange rates hourly. You can set individual currencies for each wallet, and Dime will automatically calculate conversions and display your total net worth in your preferred base currency.